A private insurance policy with no co-payments and no waiting periods — providing full medical coverage and meeting the mandatory requirements of Spanish consulates and the Immigration Service (Extranjería).
OFFICIAL ASISA INSURANCE AGENTS
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Who Is This Policy For?
You want a reliable policy from Spain's leading insurer, issued fully online — no office visits required.
You need insurance accepted by the consulate and Extranjería — with no co-payments (sin copagos) and no waiting periods (sin carencias).
You are planning to relocate to Spain, or applying for / renewing a student visa or non-lucrative residency permit.
What Spanish Authorities Require from Your Policy —
MANDATORY REQUIREMENTS
06
05
04
03
02
01
Spain-Wide Validity
Repatriation Cover
Minimum €30,000 Coverage
No Waiting Periods
No Co-Payments
Full Medical Coverage
The policy must be valid in all autonomous communities and for the entire duration of your stay in Spain.
Medical evacuation and repatriation must be included in the event of serious illness or death.
The policy must cover at least €30,000 in medical expenses, including emergency treatment and hospitalisation.
The policy must be active from day one, with no deferral periods for core medical assistance.
All medical services must be provided without any additional charges at the point of care — no out-of-pocket payments when visiting a doctor or clinic.
The policy must include outpatient and emergency care, diagnostics, treatment, and specialist services at the level of the public healthcare system.
Under 24
25 – 44
45 – 54
55 – 59
60 – 64
65 and over
ANNUAL PREMIUM BY AGE
Under 35
36 and over
* Enrolment certificate (Matrícula) required to issue this policy.
ANNUAL PREMIUM
Health insurance for long-term living in Spain and renewal of your residency permit.
Health insurance for obtaining a student visa or student residence permit in Spain.
ASISA INSURANCE PRODUCTS
ASISA Health Residents
ASISA Health Students
Choose the Policy That Fits Your Status —
LONG-TERM RESIDENCY & RENEWALS
STUDENT VISA & STUDENT RESIDENCY
✦ Full medical coverage ✦ No co-payments & no waiting periods ✦ Duration: 12 months ✦ Annual renewal available ✦ Travel assistance — €25,000 ✦ Repatriation included
✦ Full medical coverage ✦ No co-payments & no waiting periods ✦ Duration: 2 months to 1 year ✦ Travel assistance — €25,000 ✦ Repatriation included ✦ Non-renewable policy (no renovable)
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