Non-lucrative visa · retire in Spain
Non-lucrative visa Spain for Americans
Spain's non-lucrative visa is the main retirement visa for Americans: live in Spain on Social Security, a pension, savings or investment income without working there. We prepare your file for your state's Spanish consulate.
Gestorium 360º
Who it suits
- Retirees receiving Social Security or a 401(k)/IRA income
- People living on savings, rental or investment income
- Anyone who will not work in Spain (remote work is not allowed on this visa)
- Couples and families applying together
Gestorium 360º
2026 financial requirements
Based on IPREM. Amounts are shown in euros.
Main applicant, per year
€28,800
Each family member, per year
+€7,200
Couple, per year
€36,000
Gestorium 360º
Applying at the consulate
The non-lucrative visa must be requested in person at the Spanish consulate for your state of residence — New York, Washington DC, Miami, Chicago, Houston, Los Angeles, San Francisco, Boston or San Juan (Puerto Rico). You will need proof of funds, private Spanish health insurance, a medical certificate and the FBI Identity History Summary (background check), apostilled by the US Department of State. US health plans and Medicare are not accepted for a Spanish residence visa — you need private Spanish health insurance with no copays.
Gestorium 360º
How it works
- 01
Funds check
We confirm your income or savings meet the threshold.
- 02
Documents
Checklist, translations, medical certificate, insurance.
- 03
Consulate
We review the full file before your appointment.
- 04
TIE card
Fingerprints and residence card after arrival.
Gestorium 360º
Plans and fees
Consultation
€150
- Case review
- Document list
- Credited if you continue
Full support
€1,050
- Full file preparation
- Review before the consulate
- Appointment guidance
- TIE support
Each family member
+€600
- Separate document set
- Same application
Gestorium 360º
Before you apply
This route is for living in Spain without working; remote work is not permitted under this visa. Prepare evidence of sufficient resources, an appropriate Spanish health policy, a medical certificate and the FBI Identity History Summary (background check). Consular fees, translations and apostilles are separate from our service price.
Gestorium 360º
After the consular decision
If your visa is approved, we explain the arrival steps and residence card procedure. The decision remains with the consulate; we cannot guarantee approval or appointment availability.
Gestorium 360º
Why clients trust Gestorium 360º
Licensed gestora
Olga Soloncheva is a registered Gestora Administrativa, member nº 4211 of the Official College of Administrative Gestors of Catalonia (COGAC).
5+ years of practice
More than five years preparing residence and visa files for clients moving to Spain, including US citizens.
Fully online
Every step is handled remotely via Google Meet, WhatsApp or Telegram. We work across time zones: calls can be scheduled for your morning on the East Coast or early morning on the West Coast.
Clear fixed fees
You see the price of each plan up front. Government fees and third-party costs are listed separately — no surprises.
Gestorium 360º
Continue your plans
Ready to discuss non-lucrative visa spain for americans?
Start with a consultation: we review your case and give you a clear plan.
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